Kotak League Platinum Credit Card: An Ideal Option for Smart Spenders

What if every swipe could unlock more than just points? The Kotak League Platinum Credit Card turns everyday expenses into real rewards that align with your lifestyle. From shopping to travel, the card delivers value at every step.

You earn faster rewards, enjoy priority support and access milestone perks that feel truly premium. To begin your journey, the card also offers a joining gift worth ₹500 after fee payment.

Kotak League Platinum Credit Card Benefits

This credit card comes with League Priority Assist. So, you can get support without long wait times. Send “KASSIST” to 5676788 and the team calls back within 30 minutes.

1. Accelerated Reward Points Structure

The card follows a spend-based reward system that increases value as your annual spending grows.

• For annual spends up to ₹2 lakh, you earn 8 reward points per ₹150 on special categories and 4 points per ₹150 on other spends.
• After crossing ₹2 lakh in annual spends, you earn 8 reward points per ₹150 on all eligible categories.

Special categories include airlines, tour operators, travel agencies, electronics, durable goods and departmental stores.

2. Milestone Rewards

Spend ₹1,25,000 within 6 months and you can choose any 1 of the reward options:

• Option 1: Movie Rewards

Get up to 4 PVR tickets per milestone, capped at 8 tickets per year. Tickets work for any show and day. Online redemption is also allowed.

• Option 2: Reward Points

Receive 10,000 reward points in the next billing cycle. You can use points for flights, movies, recharges or merchandise.

Kotak League Platinum Credit Card Rewards Redemption

Kotak League Platinum Credit Card offers a simple and flexible reward redemption system. You can use reward points across multiple categories or even pay directly at stores.

1. Kotak Rewards Platform

Kotak Rewards acts as a single reward currency for Kotak credit cards. You can redeem points for mobile recharges, shopping from over 10,000 products, e-vouchers, movies and travel bookings. The platform offers wide choices with easy access through Kotak channels.

2. Reward Point Value

For most categories like shopping, mobile recharge and vouchers, 1 Reward Point equals ₹0.10.

3. Pay with Reward Points

Kotak PayByPoints lets you use reward points directly at partner merchant outlets. Points convert into currency at the billing counter.

4. How PayByPoints Works

• Shop at a participating store using your Kotak credit card.
• Ask the cashier to redeem reward points at the terminal.
• Use points to pay part or full value.
• Pay any remaining amount using cash or card.

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Other Features of the Kotak League Platinum Credit Card

The Kotak League Platinum Credit Card includes everyday features that help reduce routine expenses and offer better control over family spending.

1. Fuel Surcharge Waiver

From 1 June 2025, a 1% fuel surcharge waiver applies on fuel spends between ₹500 and ₹4,000 per transaction. The maximum waiver allowed is ₹3,500 in an anniversary year.

2. Railway Surcharge Waiver

Railway surcharge waiver applies to bookings made through IRCTC and authorised railway booking counters. The maximum waiver allowed is ₹500 per calendar year.

3. Add-on Card Facility

Add-on cards carry the same benefits as the primary card. You can set individual spend limits and track usage separately for each add-on card.

Kotak League Platinum Credit Card Charges

The Kotak League Platinum Credit Card follows a structured fee policy. The joining fee applies within 90 days of card issue. Add-on cards stay free from annual charges. The bank may revise fees. Any update reaches cardholders in advance.

💡We all run on a budget! Multiple credit cards and missed payment dates can jeopardise that. That is why you should download the Pice App. You can not only connect all your credit cards to the app, but also set payment reminders and pay your credit card bills using it.

Conclusion

The Kotak League Platinum Credit Card blends rewards, flexibility and premium support into one practical card. With accelerated points, milestone perks and easy redemption, it turns daily spends into real savings. Ideal for shoppers and travellers seeking value, control and consistent benefits without complexity across everyday categories and lifestyle needs.

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